HDFC Bank has launched a special 450-day FD scheme in 2025, giving the investor a distinguished opportunity to earn better returns on short-term savings. This limited-period scheme is intended for both new and current customers who desire a near ‘safe investment’ income. The 450-day FDs carry an interest rate higher than that usually paid on the term deposits with HDFC Bank-the best choice for investors with a low-risk appetite.
Rates of Interest and Key Benefits
With this special FD with a 450-day tenure, the HDFC Bank is offering interest to the general public at about 7.20% per annum and going up to 7.70% per annum for senior citizens. The depositors can thus sit back and watch their hard-earned money appreciate with a guaranteed fixed rate without ever worrying about market fluctuations. Minimum deposit under this scheme is ₹10,000 and it goes up to a max of ₹1 crore, thus catering to both small-time and big-time investors.
The FD also offers the flexibility of receiving interest payouts monthly, quarterly, or once at maturity, useful for those looking for a steady income or for long-term rewarding options. One more perk of this plan is an added interest premium for senior citizens, further enriching benefits to the retired lot.
How to Open the 450-Day Special FD
A client can open the special FD for 450 days via HDFC Bank’s net banking, mobile app, or at its branch. Gone are the paper days; it gets done within minutes online. The investor must ensure that his PAN details and KYC records are maintained properly before making the deposit.
Why Choose HDFC Bank’s Special FD?
HDFC Bank being one of the most trusted financial institutions of India for its reliability and customer-centric approach, this special FD plan offers guaranteed returns coupled with liquidity in case one opts for premature withdrawal against a nominal penalty. For ones who want to park their money safely while earning nicely during 2025, this special FD plan for 450 days by HDFC Bank is an ideal choice.
Conclusion
The HDFC Bank 450 Days Special FD 2025 is perfectly placed for safety, flexibility, and nominal returns. It acts as a worthy instrument to sow savings securely in the new financial year for the salaried professional, retiree, or business owner.