IOB has always been one of the highly trusted public sector banks among conservative investors for securing surety and promising returns. The bank, in the year 2025 also, goes on to offer attractive FD schemes with competitive interest rates for different tenures. A featured product is the long-term FD, which can generate interest of ₹30,908 … Read more
LIC has introduced the Smart Pension Plan 2025 to safeguard retired individuals with guaranteed lifetime income and financial security. This plan is suitable for the individual making plans for his life beyond retirement, where they can reap steady returns and enjoy peace of mind. With rising living expenses and an air of uncertainty surrounding market … Read more
Punjab National Bank (PNB) came forward with a 444-days fixed deposit scheme, giving individuals a short-term investment option for higher interest returns, with the money assured at maturity. This is meant for anybody who is risk-averse and prefers secured investments for a fixed duration, which offer competitive yields. Interest Rates and Returns The interest rates … Read more
PPF being one of India’s finest long-term saving instruments offers tax-free return with guaranteed growth. Now in 2025, the government has brought into force key changes in withdrawal rules making withdrawals easier for the holders of PPF while preserving the advantages of this secure investment. Withdrawal Eligibility and Timeline According to the new rule, partial … Read more
Punjab National Bank (PNB), Bank of Baroda (BOB), and State Bank of India (SBI) have announced a special instant credit facility for their account holders, effective from 1 November 2025. Under this scheme, the eligible customers could avail themselves with instant credit of up to ₹1 lakh to their accounts, offering a ready source of … Read more
Contrary to the conventional opinion of FDs being liquid assets, LIC announces a new Fixed Deposit scheme in 2025 offering an uncommon combination of high returns and guaranteed safety. Nowadays, the investor is looking out for options that give them steady income with capital protection. The new FD scheme of LIC was designed for the … Read more
Indian Railways have certainly been in the position of giving immense relief to the elderly passenger in 2025 when by way of skyrocket inflation and decreased discretionary incomes, ticket senior citizen discounts were reintroduced. Under these new modifications, male passengers above 60 years of age and female passengers above 58 years of age can enjoy … Read more
The Bajaj Finance has introduced a convenient personal loan option that enables the borrower to avail of ₹50,000 with an easy monthly EMI of just ₹4,500. The offer is keeping in view the salaried, self-employed, and those who may need instant funds without any lengthy procedures or collateral. Personal Loan Flexibility for Whatever You Need … Read more
As part of a big push to improve pensioners’ lives, reports of the government raising the Employees’ Pension Scheme (EPS-95) minimum pension to ₹7,500 per month– have been heard. The long-awaited move would help lakhs of pensioners who have been demanding a fair revision for years at the Employees’ Provident Fund Organisation (EPFO). Background of … Read more
The Central Government has officially confirmed a Dearness Allowance (DA) hike for employees and pensioners, bringing much-awaited relief amid rising inflation. The latest revision is expected to take effect from 1 November 2025, increasing take-home pay and pensions for millions across India. What the New DA Hike Means According to reports, the DA rate has … Read more