Shortly, for investors wanting safe and profitable short-term savings, Canara Bank FD of 310 days in 2025 emerges as the best option. The assurance with this FD scheme backed by one of the most trusted Indian public sector banks is that of fixed returns with zero market risk. On depositing an amount of ₹2,00,000 for 310 days, the investor gets both flexibility and safety, coupled with pretty good interest rates when compared with that of savings accounts.
Interest Rates and Returns
Fixed deposits with Canara Bank stand among the best short-term FDs with attractive rates of interest from the year 2025 onwards. Regular citizens can expect an interest rate of around 6.75% per annum for a tenure of 310 days, whereas senior citizens get an extra 0.50%, totalling it to 7.25%. A ₹2,00,000 deposit will then yield a maturity amount of around ₹2,11,500 for a regular investor and approximately ₹2,12,300 for the senior citizen, depending upon the exact interest rate applicable on the date of investment.
Features and Benefits
Another way in which Canara Bank’s 310-day FD preserves liquidity for a short period is through guaranteed earnings. Investors can opt for interest payout either on a cumulative basis or a non-cumulative basis, depending on their financial requirements. The deposit can be withdrawn prematurely or advanced as a loan in case of emergencies, providing great emergency accessibility. The entire investment is insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC), ensuring safety up to ₹5 lakh.
Why Choose Canara Bank FD?
The good name of Canara Bank coupled with transparent interest policies and digital FD opening facilities makes it a preferred choice for new and experienced investors. The process becomes a cakewalk with internet banking or through the Canara Bank mobile app.
Final Thoughts
An assured short term growth oriented ₹2,00,000 investment in Canara Bank’s 310-day FD in 2025 is a smart deal. With attractive rate, quick liquidity, and complete safety, this FD is a balanced financial package for individuals seeking to earn a definite return in less than a year.
