Savita

The Senior Citizens Savings Scheme (SCSS) of the India Post is still among the most trusted investment avenues for any retiree in 2025. It implements the view that only those above 60 years of age are eligible to apply. It offers steady returns, safety, and regular income, making it apt as financial planning for post-retirement … Read more

Mutual funds have seen a rise in popularity as investment avenues, with medium- to long-term wealth creation being the prime focus. Among those considered, SBI Mutual Funds, with their consistent performance and experienced fund management teams and a wide gamut of investment avenues, stand tall. For a five-year horizon, the appropriate choice of an SBI … Read more

Hybrid mutual funds have gained immense popularity among investors looking for balanced growth with moderated risk. These funds invest in a mix of equity and debt instruments, ensuring both capital appreciation and stability. By diversifying across asset classes, hybrid funds provide an ideal investment avenue for those who want to benefit from the equity market … Read more

One of the simplest yet most effective ways to build wealth over time is an investment through a Systematic Investment Plan (SIP). Even small amounts of ₹2,000 per month, if invested smartly and consistently, can amount to a handsome corpus of ₹7.6 lakh. SIPs make mutual fund investing accessible to everyone who wants to achieve … Read more

Indian Bank has launched an exciting 444-day FD scheme for 2025, allowing investors to earn better returns within a short time. This special deposit plan is meant for those who want to have a safe investment that has a better income prospect and does not bind their money too long. Since it offers better rates … Read more

Shortly, for investors wanting safe and profitable short-term savings, Canara Bank FD of 310 days in 2025 emerges as the best option. The assurance with this FD scheme backed by one of the most trusted Indian public sector banks is that of fixed returns with zero market risk. On depositing an amount of ₹2,00,000 for … Read more

HDFC Bank has launched a special 450-day FD scheme in 2025, giving the investor a distinguished opportunity to earn better returns on short-term savings. This limited-period scheme is intended for both new and current customers who desire a near ‘safe investment’ income. The 450-day FDs carry an interest rate higher than that usually paid on … Read more

If you were to name the most trustworthy small saving schemes available in India, Post Office Fixed Deposit scheme will be at the very top of that list. With the backing of the Government of India, it provides the perfect mix of safety, guaranteed return, and flexibility. In 2025, investors are looking to Post Office … Read more

The Post Office Public Provident Fund is one of the most trusted long-term saving schemes in India. Being backed by the Government of India, a PPF will be a guaranteed return scheme. The security of investment, coupled with the benefits under the Income-tax Act, has thus made this scheme a favorite among those who think … Read more

In a welcomed change for millions of Central Government employees, the Govt. announced a hike of 3% in DA to Railway employees and pensioners w.e.f. January 2025. This hike is meant to counterbalance the inflationary pressure and rising cost of living so that the employees and retirees do not lose on their purchasing power. 3% … Read more