Savita 
Indian Railways have certainly been in the position of giving immense relief to the elderly passenger in 2025 when by way of skyrocket inflation and decreased discretionary incomes, ticket senior citizen discounts were reintroduced. Under these new modifications, male passengers above 60 years of age and female passengers above 58 years of age can enjoy … Read more
The Bajaj Finance has introduced a convenient personal loan option that enables the borrower to avail of ₹50,000 with an easy monthly EMI of just ₹4,500. The offer is keeping in view the salaried, self-employed, and those who may need instant funds without any lengthy procedures or collateral. Personal Loan Flexibility for Whatever You Need … Read more
As part of a big push to improve pensioners’ lives, reports of the government raising the Employees’ Pension Scheme (EPS-95) minimum pension to ₹7,500 per month– have been heard. The long-awaited move would help lakhs of pensioners who have been demanding a fair revision for years at the Employees’ Provident Fund Organisation (EPFO). Background of … Read more
The Central Government has officially confirmed a Dearness Allowance (DA) hike for employees and pensioners, bringing much-awaited relief amid rising inflation. The latest revision is expected to take effect from 1 November 2025, increasing take-home pay and pensions for millions across India. What the New DA Hike Means According to reports, the DA rate has … Read more
For those interested in generating monthly income without incurring market risk, small savings and bank deposit schemes are still considered safe vehicles for investment. A well-planned investment of ₹1.5 lakh in 2025 may yield a monthly payout of around ₹9,500, subject to the options and tenure selected. This option serves well for retirees, homemakers, and … Read more
The Post Office Fixed Deposit one’s establishment was considered a further dependable bank for millions of Indians. Supported by the government of India, it guarantees returns, flexible tenures, and a complete safety of capital. Now in 2025, with interest rates at more attractive levels, many investors are making use of the Post Office FD Calculator … Read more
Join the bandwagon of prudent Indian investors who still opt for Post Office FDs that promise return with government guarantee. Since 2025 witnesses certain jittersin interest rates dictated by the economic parameters, a smart investor needs to use Post Office FD Calculation tool to plan their investment. These calculators take the investors through finding the … Read more
The Employees’ Provident Fund (EPF) is one of the most reliable retirement savings schemes for salaried employees in India. It not only helps build a financial cushion for the future but also ensures stable, tax-free returns through annual interest credited by the Employees’ Provident Fund Organisation (EPFO). Understanding how EPF interest is calculated can help … Read more
So far confessed as one of the most trusting and secure investments in India, PPF has guaranteed tax-free returns and long-term wealth accumulation in the hands of investors. The Post Office has, in 2025, revised certain guidelines and interest rates on the PPF account, thus projecting it into a safer growth option for investors. By … Read more
The Senior Citizens Savings Scheme (SCSS) of the India Post is still among the most trusted investment avenues for any retiree in 2025. It implements the view that only those above 60 years of age are eligible to apply. It offers steady returns, safety, and regular income, making it apt as financial planning for post-retirement … Read more