Harsha 
Ration Card New Update 2025 :- नमस्कार दोस्तों, देश के प्रधानमंत्री नरेंद्र मोदी जी ने आखिरकार वह बड़ा ऐलान कर दिया है जिसका इंतजार देश के हर गली मोहल्ले, हर गांव और हर शहर के लोगों को था। जी हां, अब राशन कार्ड सिर्फ अनाज लेने का एक कागज नहीं रहा गया है बल्कि अब … Read more
The Reserve Bank of India (RBI) and the government have tightened the rules surrounding cheque bounce cases to ensure financial discipline and protect lenders. A cheque bounce when a bank refuses to honour a cheque due to insufficient funds or incorrect details can now result in heavier penalties and legal consequences, especially for those paying … Read more
In 2025, fixed deposits at the post office remain one of the safest investment options for individuals who seek guaranteed returns. Interest rates are sometimes even higher than those of regular savings accounts; hence, with the backing of the government, these FDs are preferred by conservative investors. The Post Office FD calculator makes it easier … Read more
The Bank offers an attractive short-term fixed deposit (FD) scheme) for 2025, which enables an investor to make a substantial profit within 4 months. On depositing ₹17 lakh with this FD, investors stand to make interest of around ₹89,000, making it a high-yield, low-risk alternative for anyone seeking short-term profits. This FD is suitable for … Read more
With increased demand for two-wheelers in India, bike loans have become a mode of financing for buyers who prefer flexible financing over paying upfront. Buyers can use EMI calculators in 2025 for estimating monthly installments and find the appropriate loan plan to fit their budget. A ₹2 lakh bike loan is mostly an option of … Read more
The Government of India has opened the National Scholarship Portal (NSP) for the 2025–26 academic year, and it’s an invitation to all students studying in schools, colleges, and universities to apply for different central and state-funded scholarship schemes. The last date for applying online for these scholarships is 31st October 2025; hence students should apply … Read more
The Government of India has launched PM Rooftop Solar Scheme 2025 and has thus envisaged solar energy as an affordable, accessible, and sustainable form of energy for every household. By giving families the facility of installing rooftop solar, the scheme has ensured that a family can remain basking in the benefit of having free electricity … Read more
New 8th Pay Commission Update: भारत सरकार ने सरकारी कर्मचारियों के लिए 8वे पेंशन में बढ़ोतरी की खुशखबरी छा गई है। वर्तमान समय में सुप्रीम कोर्ट के तहत लाखों केंद्रीय और राज्य सरकार के कर्मचारियों के लिए यह राहत का फैसला सुनाया है। सुप्रीम कोर्ट के इन फैसला के बाद सरकारी कर्मचारियों के मासिक वेतन … Read more
Gold-Silver new update 2025 :- नमस्कार साथियों आज मै आज की ताजा खबर लेकर आया हु जिसमें मै आपको सोने-चांदी में बड़ा बदलाव, बदल गए नियम के बारे में बताने वाला हु । सोने चांदी की कीमतें आसमान छू रही हैं। मल्टी कमोडिटी एक्सचेंज यानी एमसीएक्स पर सोने और चांदी की कीमत थमने का नाम … Read more
A joint fixed deposit (FD) allows two or more individuals to invest together in a bank FD. It is commonly used by family members, such as spouses, parents, and adult children, to pool funds and earn interest collectively. While joint FDs are convenient, they come with specific income tax implications that investors must be aware … Read more