Indian Bank has launched an exciting 444-day FD scheme for 2025, allowing investors to earn better returns within a short time. This special deposit plan is meant for those who want to have a safe investment that has a better income prospect and does not bind their money too long. Since it offers better rates and flexible options, the 444-day FD scheme is increasingly becoming popular among both new and existing customers.
Attractive Interest Rates for All Investors
An interest rate of 7.25% per annum will be paid on deposits made by regular investors, and 7.75% per annum on deposits made by senior citizens under this special 444 days FD scheme by Indian Bank. These are higher yields than the bank normally offers for fixed deposit schemes, which has positioned this as possibly the best short-term investment avenue in 2025. For, say, an investment of ₹1,00,000, this scheme allows the money to grow to nearly ₹1,08,800 at maturity for a regular investor; with an additional interest advantage, senior citizens would get even more.
Important Features of the Scheme
The Indian Bank’s 444-day FD scheme ensures the safety of money, with deposits backed by government DICGC coverage up to ₹5 lakh. Under this scheme, both cumulative and non-cumulative concessions are offered as interest options, investors may choose to take the interest at maturity or in intervals. Premature withdrawals and loans against deposits are permitted, as the bank may provide, thus providing some flexibility in the event of an emergency.
Why Should Investors Invest Right Away?
As rates are predicted to settle in the forthcoming months, this unusual 444-day FD offers an opportune time for customers to lock in higher returns. Therefore, an ideal scenario set up for an investor who wants higher yields compared to savings accounts without taking any market risk.
Conclusion
The 2025 Indian Bank Bumper 444-Day Fixed Deposit Scheme truly offers a perfect combination of safety, flexibility, and profitability. Be it for short-term savings or portfolio diversification, this FD pays attractive interest on stable returns within a little over a year.
